Borrow & Buy Accounts
Competitive loans promote access & credit growth
Auto Loans
Drive into savings!
New & used vehicles
New purchase & refinance
100% financing
Flexible payment options
Preapprovals
*Insurance and Warranty products are not products of the credit union; and are not obligations of or guaranteed by the credit union. Insurance or warranties may be purchased from an agent or an insurance company of the member’s choice; and the credit union makes no representations as to the services of any provider.
Camper, Boat & Motorcycle Loans
Take your adventure up a notch!
New & used vehicles
New purchase & refinance
100% financing
Flexible payment options – Up to 180 months
Preapprovals
Home Loans
Loans for your biggest investment
mortgages
Conventional & government loan programs available
Fixed & Adjustable-Rate Mortgages (ARMs)
Low down payment programs
Programs for borrowers with less-than-perfect credit
Competitive rates
Home Equity Loans
Fixed rate loans & variable rate home equity lines of credit available
Borrow up to 80% of your home’s equity** (Minus your 1st mortgage)
Minimal closing costs
Additional Consumer Loans
Loans for just about any reason!
Energy Wise Loans
Upgrade your HVAC units for increased efficiency and long-term savings.
- Low, fixed rates
- Available for heat and air upgrades
- Flexible payment options
- No collateral required
Holiday Loans
Access extra help during the expensive holiday season!
- Low, fixed rates
- Flexible payment options
- No collateral required
Personal Loans
Use funds to cover medical emergencies, take a vacation, consolidate debt, pay for a milestone expense or more.
- Low, fixed rates
- Flexible payment options
- No collateral required
Share Secured Loans
Build credit while borrowing for your needs.
- Borrow up to 100% of deposited funds
- Use savings as collateral – Still earn dividends
- "Most attractive fixed rates available
- Flexible payment options
VISA® Platinum Rewards Credit Cards
All the convenience, not all the fees.
No Annual Fee
Secured and unsecured fixed rates
25-day grace period
No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
Optional life & disability insurance available at low rates
*All loans subject to credit approval. Membership, terms, and conditions apply.
GAP Coverage
Coverage for the in-between
Guaranteed Auto Protection Plus:
Covers the difference between the actual cash value of your vehicle and the loan/lease balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance-related charges.
Covers your auto insurance deductible of $500 or $1,000. The actual amount depends on your credit union’s program limits. Ask your lender/loan officer for details.
Is a loan/lease deficiency waiver and is not offered as insurance coverage.
Purchase is voluntary and cannot be required as a condition of credit approval.
Payment Protection
Greater peace of mind and protection for your family
Available for single or joint borrowers
Affordable rates
Premiums automatically added to loan payments
Types of Coverage:
Available for single or joint borrowers
Affordable rates
Premiums automatically added to loan payments
MBI/Insurance
Auto Exam Extended Protection Plan*
4 Levels of Coverage:
Tech 4 Coverage (Best Available) Vehicles with 0-50K miles on Odometer and up to 5 years old
Tech 3 Coverage
Tech 2 Coverage
Tech 1 Coverage
Exclusions:
Any normal maintenance item including but not limited to tires, wheels, wheel covers, shocks, alignments, brake shoes, or pads, rotors or drums, accessory drive belts, hoses, filters, exhaust components, clutch, and pressure plate or clutch release bearing
Tune-Up item including but not limited to spark plugs and wires, distributor cap and carburetor.
Other Items: Any body parts, interior trim parts or fabric, trim, glass, paint, or safety restraint systems.
Nationwide coverage – Protected across U.S. and Canada via toll-free number 1-800-709-5792
Towing, rental, and trip interruption Towing reimbursed up to $50, Rental Car $30 per day up to 5 days, Trip Interruption $75 per day up to 3 days
Other benefits: Lost Key/Lock out up to $35, Road Hazard Tire up to $100 per tire
Direct payment via corporate credit card
Toll Free claim service
*Issued by Auto Exam and may be included in the vehicle financing by the credit union. Must be purchased on used vehicles within 7 days of purchase.
ScoreCard™ REWARDS
Spend & SCORE! 1:1
Earn 1 point for every $1 spent on your VISA® Platinum Rewards card
Redeem points for merchandise & travel rewards
Contact ScoreCard™ REWARDS at 800-854-0790