Fee Schedule
| Mutual Savings CU Fee Schedule - Effective as of January 1, 2021 | |
|---|---|
| Membership fee | $5.00 per value |
| Deposit Account Fees | |
|---|---|
| Nonsufficient Funds (NSF) | $30.00 per item |
| Courtesy Pay Fee | $30.00 per item |
| Stop Payments | $25.00 per item |
| Copy of Paid Drafts | $3.00 per copy |
| ACH Stop Payment | $25.00 per item |
| Return Deposit Items | 15.00 per item |
| ATM Transactions | Free* |
| IRA Transfers to Other Institutions | $15.00 per transfer |
| Money Market Account Fees |
|---|
| All other fees applicable to Deposit Accounts (example: NSF, Stop Payments, Returned Deposits, etc.) |
| Web Bill Pay Fees | |
|---|---|
| NSF/Overdraft | $30.00 per item |
| Card Replacement Fee | $25.00 per item |
| Bill Pay "Rush Delivery" | $9.95 per item |
| Other Services Fees(Applicable to all Accounts) | |
|---|---|
| Account Reconciliation | $20.00 per hour |
| Card Replacement Fee | 1 Free per year; $5.00 per card thereafter |
| Rushed Debit Cards | $35.00 |
| Official Checks | $3.00 per check |
| Express Mail Fee | At Cost |
| Gift Card Fee | $2.50 each |
| Credit Union Checks | $1.00 per Check |
| Money Orders | $1.00 per Money Order |
| Research Fee | $20.00 per hours |
| Statement Copy | $2.00 per hard copy |
| Incoming Domestic Wire | $2.00 per wire |
| Outgoing Domestic Wire | $15.00 per wire |
| Garnishment & Levy Processing Fee | 10% of account balance up to $50.00 maximum |
The fees appearing in this Schedule are accurate and effective for member accounts as of the Effective Date on this Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please contact a credit union representative for assistance.
*To be a member of MSCU in good standing, you must maintain a par value of $5.00 in your primary share savings account at all times. If you should fall below this minimum required balance, your account will be subject to account suspension, revocation, or membership privileges, and/or possible account closure.
**Members will receive all ATM Transactions at no charge. CULIANCE and Publix Presto ATM transactions are permitted unlimited transactions at no additional charge.